Terms and Conditions

Service Agreement Terms

These Terms and Conditions govern your use of fenoralythosvi's website and financial planning subscription services.

By accessing our website or using our services, you agree to be bound by these terms and conditions.

Key Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

• Service: Financial planning consultation and analytical review services provided through our monthly subscription model
• Client: Any individual or entity that subscribes to our financial planning services
• Website: The fenoralythosvi.com website and all associated pages, content, and functionality
• Subscription: The monthly recurring service agreement for financial planning consultation services

Service Usage Terms

Our financial planning services are subject to the following usage terms and conditions.

Client Responsibilities

As a client, you agree to the following responsibilities:

• Provide accurate and complete information relevant to your financial planning needs
• Attend scheduled consultation sessions or provide reasonable notice for rescheduling
• Maintain the confidentiality of any login credentials or account information
• Pay subscription fees promptly according to the agreed payment schedule

Prohibited Activities

The following activities are strictly prohibited when using our services:

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by fenoralythosvi and protected by intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Privacy and Data Protection

Your use of our services is subject to our Privacy Policy, which details how we collect, use, and protect your personal information.

Payment Terms and Conditions

The following terms apply to all payments for our subscription services:

• Monthly subscription fees are charged in advance and are non-refundable except where required by law
• Payment must be made via approved methods, and failed payments may result in service suspension
• All prices are quoted in Australian dollars and include GST where applicable

Service Termination

Either party may terminate the subscription service with appropriate written notice as specified in your service agreement.

Upon termination, access to ongoing consultation services will cease, though completed analytical reviews remain your property.

Service Disclaimers

Limitation of Liability

To the maximum extent permitted by Australian law, our liability for any damages arising from our services is limited.

Our maximum liability shall not exceed the total amount paid by you for services in the 12 months preceding any claim.

Client Indemnification

You agree to indemnify fenoralythosvi against any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution Process

We are committed to resolving any disputes fairly and efficiently through the following process:

Governing Law and Jurisdiction

Australian federal and state laws apply to all interactions and services provided through this website.

Severability Clause

If any provision of these terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and service agreement, constitute the entire agreement between you and fenoralythosvi.

Terms Modifications

We reserve the right to modify these terms at any time, with changes taking effect upon posting to our website.

Continued use of our services after changes are posted constitutes acceptance of the modified terms.

Terms and Conditions Inquiries

If you have questions about these Terms and Conditions, please contact us using the information provided on our website.